Make no mistake, there's quite a lot involved in order to get a mortgage loan. You wouldn't be visiting our site if it were possible to fill out a one-page loan app and get an excellent loan funded the same day. We do most of the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

There are four important steps involved in obtaining a loan.

Step one: Decide how much you can afford

A couple of factors determine this amount. How much of a monthly payment can you afford? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. We'll also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step four: funding

Your real estate agent and the seller's will coordinate to find a title company to handle the funding of your loan. We'll coordinate with this company to make sure the papers your lender will need are in order, and you'll probably}likely sign everything at this company's officeWe do all the work to work with with the title company to set your date of closing. Because you will not have to worry with this coordination, you get to concentrate on the move, painting, new carpet, and all the details of getting a new house.

You've answered some few questions, given us detailed information, applied , and Before you know it, you're moving in! We take care of the loan details so you can spend your time finding your new home.